The Envision® Process

Wells Fargo Advisors Financial Network's Envision® planning process offers you an easy, effective way to identify your highest priority goals and develop an investment plan designed to help you live your life the way you want.

The centerpiece of your Envision investment plan is a personalized benchmark called “the dot.” We use the dot to monitor your progress toward achieving your goals instead of tracking your portfolio's performance against a major standardized index such as the S&P 500.

The Envision process lets us look at your profile on a regular basis and make sure that you are staying on track. Keeping your dot within the Target Zone helps ensure you're working toward your goals without making undue sacrifices or taking unnecessary risk. The Target Zone is a set of investment parameters in which you can feel confident that you are on track to achieve your goals.

The Envision process also gives you the flexibility to adjust your plan for any of life's changes, such as:

  • Increasing
    medical costs
  • Getting married
    or divorced
  • Helping a child or grandchild
    afford higher education
  • Caring for an
    elderly parent
  • Starting a
    second career
  • Inheriting money
    or other assets

And the Envision process lets you “try on” new goals or ideas. For example, if you're thinking about retiring early or starting a business, the Envision tool will tell you how adding a goal could affect your ability to reach your objectives.